Care Built Around Access, Trust, and Thoughtful Care

Our Values & Mission

At Guardian Primary Care, everything we do is guided by our mission: to help every patient become the happiest, healthiest, best version of themselves. We believe in providing care that is accessible, trustworthy, and relationship-driven, ensuring that patients feel seen, heard, and supported.

Our care is built on a foundation of values that shape both our big-picture goals and day-to-day work:

At Guardian Primary Care, our team-based approach and commitment to evidence-based practice ensure that every decision is informed by the latest research, clinical expertise, and your personal values. Your care is guided not only by science but by our shared commitment to your well-being.

Guardian Direct Care

Age Group
Monthly Fee
Annual (Prepaid) Discount
Includes
Adults (18–64 years)
$85/month
$925/year (save $95)
All services (see below).
Seniors (65+ years)
$70/month
$760/year (save $80)
All services (see below).We proudly offer our senior discount to help keep your health and budget strong.
Children (0–17 years)
$40/month
$430/year (save $50)
All services (see below). Must have one parent or guardian enrolled. Includes annual and sports physicals.

Discounted Membership Bundles

Membership Type
Monthly Fee
Annual (Prepaid) Disount
Couple (2 Adults)
$150/month
$1,620/year (save $180)
Family (2 Adults + up to 2 Children)
$210/month
$2,250/year (save $270)
Each Additional Child
+$30/month
+$320/year
Employee
Additional 10% Discount for Contracted Businesses
Annual 10% Discount for Contracted Businesses

Looking for Affordable, Accessible Care for Your Employees and/or Business?

Healthy Employees = The Best Employees
Contact Us to Learn More

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One-Time Enrollment Fees

Type
Fee
Initial Enrollment (one-time)
$25 per member (Waived with a licensed Provider Referral)
Re-enrollment (after cancellation)
$200 per member

Guardian Direct Care

Affordable. Accessible. Transparent.

At Guardian Primary Care, healthcare is simple and personal.
Guardian Direct Care offers predictable pricing, easy access, and care from a provider who knows you — without hidden fees or surprise bills.

Prefer to pay per visit? Fair, upfront pricing is available upon request.

How It Works

  • One simple monthly payment
  • No insurance hassles for routine care
  • Plans starting as low as $40/month
  • $25 enrollment fee waived with a licensed provider referral

What’s Included

  • Office visits when you need care — no visit limits
  • Same- or next-day sick visits
  • Direct access to your provider and medical records
  • Annual wellness and sports physicals
  • Ongoing care for chronic conditions like diabetes, high blood pressure, asthma, and more
  • Basic in-office procedures (wound care, abscess drainage, cryotherapy, skin lesion removal, etc.)
  • Medication management and refills
  • Preventive screenings
  • Discounted cash pricing for labs and medications
  • Help coordinating specialty care when needed
  • Personalized care plans built around you

Why Patients Choose Guardian

  • Clear, upfront pricing
  • No surprise bills
  • Care from the same trusted provider
  • Appointments that aren’t rushed
  • A real relationship — not a transaction

Monthly/Annual vs. One Time Payments

  • It's simple. It's just cheaper.

Example – adult age 30–64:

  • 4 office visits (99213 @ $175) → $700
  • Annual physical (99384) → $225
  • Labs (A1c, UA, EKG) → $260
  • Minor procedure (12002) → $500

Total Self-Pay: $1,685
Guardian Direct Membership: $85/month → $1,020/year

Annual savings: ~$665

Additional Benefits

  • Over 90% of healthcare needs are managed in primary care — your membership covers the bulk of care.
  • Specialist referrals are coordinated seamlessly through our vast, trusted network.
  • Significant Medication, lab & medical supply savings: Programs with savings up to 90%.
  • Transparent pricing: No hidden fees, no surprises.
  • Insurance navigation support: Decided membership isn't right for you? We help patients maximize their coverage and select the right plans while staying fully compliant with insurance contracts. Our goal is affordable, accessible care that best fits your needs.

Disclaimers

  • We strongly encourage Guardian Direct Membership Patients to carry a high-deductible insurance plan in case of unforeseen high-acuity medical expenses.
  • Each patient financial situation is unique & the best route should be determined on a case-by-case basis.

Sources / References

  1. Centers for Medicare & Medicaid Services (CMS) Physician Fee Schedule – CMS PFS
  2. Missouri Medicaid Fee Schedules – WPSGHA+1, CMS – Missouri Medicaid Fee Schedule
  3. American Academy of Family Physicians (AAFP) – Primary Care Impact on Cost and Outcomes, 2020
  4. Centers for Disease Control and Prevention (CDC) – Primary Care and Population Health Data

Prefer to Use Insurance? No Problem.

Accepted Insurances

Insurance Group
Accepted Status
Check Coverage Link
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
In-Network
Accepted
Accepted
Don't see your insurance listed? Contact us to see if you are In-Network
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Office Hours

Monday: 8am-5pm
Tuesday: 8am-5pm
Wednesday: 8am-5pm
Thursday: 8am-5pm
Friday: 8am-5pm

Saturday: Closed
Sunday: Closed

*Holidays May Affect These Hours*
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Established 2024
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